Arrangements can be made for self-pay and fee for service patients. We understand that it is sometimes difficult dealing with insurance companies requirements and restrictions but we are happy to help you as much as we can. HMO plans require that you change your Primary Care Physician effective before your first office visit. PPO plans require verification by you, that Dr. Frerker is in your "network" and what your benefits are before appointments, as uncovered services are ultimately the patient's financial responsibility. If you have questions about your insurance coverage or requirements, please call 720-259-7880 during our normal business hours so we can assist you.